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Solution 11204: Calculating Present Value on the BA-35 Solar.

...Input 5 and press the [%i] key (This stores 5 in the interest per year register.) • Input 20 and press the [N] key (This stores 20 in the number of payments register.) • Press the [CPT] key and the [PV] key The present value of John Does savings account is $5,000. Please see the BA-35 Solar Quick...
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Solution 11216: Amortization Worksheet on the BA II PLUS™ and the BA II PLUS™ PROFESSIONAL.

...OFESSIONAL? The Amortization Worksheet calculates the remaining balance and the amounts paid to principal and to interest for a specified range of payments. These results depend on the range of payments entered (P1 and P2), and on the values entered and/or computed for the TVM variables. Follow ...
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Solution 12637: Calculating Mortgage Constants on a Financial Calculator.

...ulation; thus, it should be set to an easy number to work with like '1'. Refer to the steps below to calculate a mortgage constant: • Calculate the payment for the loan by inputting the term, interest rate, and 1 for present value. • Solve for the payment. • Multiply the monthly payment by 12 to ...
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Solution 11279: Calculating Present Value on the BA Real Estate™.

...e $10,000 in 20 years?  1. Press [2ND] [BGN/END] until the BGN indicator disappears. 2. Clear TVM values ¾ Press [2ND] [CLR TVM]. 3. Set both P/Y (payments per year) and C/Y (compounds per year) to 1 ¾ Press [2ND] [P/Y] [1] [=] [=]. 4. Enter number of payments ¾ Input 20, then press [TERM]. 5. E...
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Solution 11201: Calculating Future Value (FV) Using the BA-35 Solar Financial Calculator.

...he present value register).• Press [5] [%i]  (this stores 5 in the interest per year register).• Press [2] [0] [N] (this stores 20 in the number of payments register).• Press [CPT] [FV] (this computes the future value).The future value (FV) of the savings account is $13,266.49.Please see the BA-3...
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Solution 11228: Changing BGN/END, P/Y, and C/Y Settings on the BA II PLUS™ and BA II PLUS™ PROFESSIONAL.

...2ND] [BGN] to display the BGN/END worksheet. (Resetting the unit sets this to END, not BGN.)  2) Press [2ND] [SET] to change to beginning-of-period payments. BGN is displayed.  3) Press [2ND] [SET] again to return the setting to end-of-period payments. END is displayed. 4) Press [2ND] [QUIT] to e...
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Solution 11232: Computing Effective APR with Points and Fees on the BA II PLUS™ and the BA II PLUS™ PROFESSIONAL.

...[QUIT].• Press [2ND] [CLR TVM].• Press [3] [6] [0] [N].• Press [8] [I/Y].• Press [1] [0] [0] [0] [0] [0] [PV].• Press [CPT] [PMT].The total monthly payment after points and fees is $733.76.Compute the actual loan amount by subtracting points and fees:• Press [1] [0] [0] [0] [0] [0].• Press [-] [2...
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Solution 11218: Bond Worksheet on the BA II PLUS™ and the BA II PLUS™ PROFESSIONAL.

...isplayed for actual/actual day-count method8) Press the [Down Arrow] once and, if necessary, press [2nd][SET] until 1/Y is displayed for one coupon payment per year9) Press the [Down Arrow] once, then input 9.75, and press [ENTER] to enter the yield 10) Press the [Down Arrow] once and press [CPT...
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Solution 11208: Computing Effective APR with Points and Fees on the BA-35 Solar.

... key. • Input 8 [2nd] [%i], then press [%i] again to store the monthly rate. • Input 100,000 and press [PV]. • Press [CPT] [PMT] to compute monthly payment. The computed monthly payment is $733.76.Compute the actual loan amount by subtracting points and fees.• 100 000 [-] 2 [%] [-] 5000 [=] 93,00...
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Solution 11200: Calculating for a Mortgage's Annuity Factor Using the BA-35 Solar or the BA Real Estate™.

...r the BA Real Estate. Usually, a mortgage calculation is done as follows: Loan: $100,000 PV Interest: 10% I/Y N= 25 years Note: Requires 25 annual payments *very important Compute for PMT= $11,017 annually. Since the annual payments are equal, they are considered an annuity. The present value ca...
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Solution 11198: Calculating Canadian Mortgages on the BA-35 Solar.

...alculation involving adjustments for a Canadian mortgage scenario, the interest rate per compounding period will need to be converted to a rate per payment period. The example below will demonstrate calculating the monthly payment on a Canadian mortgage using the BA-35 Solar.Example: A home buyer...
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Solution 11196: Calculating Amortization on the BA-35 Solar.

...w to calculate an amortization schedule using the BA-35 Solar. The amortization keys include [I/P], [BAL], and [P1/P2].Example: What is the monthly payment of a mortgage for $75,000 at 8.5% interest for 30 years (360 payments)?PV = 75000%i = 8.5N = 30PMT = ?Compute as follows:• Press the [2nd] ke...
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Solution 30212: Calculating the Present Value in Annuities on a BA II Plus Professional and BA II Plus.

... Set all variables to defaults by pressing [2nd] [+/-] [ENTER] 2) Set P/Y to 1 by pressing [2nd] [I/Y] [1] [ENTER] [CE|C] [CE|C] 3) Enter number of payments by pressing [1] [0] [N]  4) Enter interest rate per payment period by pressing [1] [0] [I/Y]  5) Enter payment by pressing [2] [0] [0] [0] [...
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Solution 10671: Using Purchase Orders (POs) or Tax Exemption Numbers for Products Purchased on the TI Online Store.

...rder (PO) or a Tax Exemption Number for products purchased on the TI Online Store? The TI Online Store can only accept credit cards as a method of payment. The online store doesn't have the purchase order option or the tax exempt option. For purchase orders, please send a fax or letter to the fo...
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Solution 22331: Calculating Canadian Mortgages on the BA II Plus™ and BA II Plus™ Professional.

... do I calculate a Canadian mortgage using the BA II Plus or BA II Plus Professional? Mortgages are compounded twice a year (Semi-Annually) and the payments are made twice a month (Bi-Weekly) throughout the year. The example below will demonstrate how to calculate a Canadian mortgage payment on t...
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Solution 21590: Unexpected Answer Using the BA II PLUS™ and BA II PLUS™ PROFESSIONAL.

...not cleared out, they may cause errors in the next calculation. To clear out all Time Value of Money memory variables, press [2nd] [FV].• Incorrect payments per year (P/Y) and compounds per year (C/Y) settings. When calculating for monthly payments, make sure the calculator is set to solve for 12...
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Solution 11280: Calculating Qualifying Loan Amount (QLA) for Buyer Qualification the BA Real Estate™.

...ions come from the basic Time-Value-of-Money equations:FV = -PV*(1+i)N - PMT*(1+i*BGN)*((1+i)N - 1)/iWhere:FV = Future ValuePV = Present ValuePMT = Payment i = Interest rate in decimal (not percent)N = Number of periods (number of years * PPY)BGN = 1 if payments are at the beginning of the period...
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Solution 11277: Calculating Future Value on the BA Real Estate™.

... 5 and press the [I%] key. (This stores 5 in the Interest per Year register.) • Input 20 and press the [TERM] key. (This stores 20 in the number of payments register.) • Press the [CPT] key and the [FV] key. The Future Value is $13,266.49. Please see the BA Real Estate guidebook for additional ...
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Solution 11199: Calculating Compound Interest on the BA-35 Solar.

... display) • Enter the three known values (N, %i, PV, or FV) • Press [CPT] and the key for the unknown value For compound interest calculations, the payment (PMT) must be zero. This value is set automatically when [MODE] is pressed to enter the financial mode or when the financial registers are cl...
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Solution 24650: Calculating a Wrap around Loan on the BA II PLUS™ and BAII PLUS™ PROFESSIONAL.

...ed below is a way around to calculate a wrap around loan. Example: 1.Borrowing: Loan (PV) - $38,000 Term (N) - 25 years Interest Yield (I/Y) - 8.5% Payment (PMT) – $305.99 2. Lending Loan (PV) - $76,000 Term (N) - 25 years Interest Yield (I/Y) - 12% Payment (PMT) – $800.45 In order to calculate ...
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Solution 11243: Correcting an Error 5 on the BA II PLUS™ and the BA II PLUS™ PROFESSIONAL.

...A II PLUS and the BA II PLUS PROFESSIONAL? The BA II PLUS or the BA II PLUS PROFESSIONAL will produce an Error 5 when the signs for Present Value, Payment, and Future Value are the same (all positive or all negative). According to the type of Time Value of Money (TVM) problem being calculated,...
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Solution 11254: Time Value of Money Functions (TVM) on the BA II PLUS™ and the BA II PLUS™ PROFESSIONAL.

... Purpose: [N] Enter or compute the number of payment periods [I/Y] Enter or compute interest rate per ye...
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Solution 11262: Different P/Y and C/Y Settings on the BA II PLUS™ PROFESSIONAL and BA II PLUS™ Financial Calculators.

...P/Y and C/Y setting on the BA II PLUS PROFESSIONAL or BA II PLUS, follow the steps provided below: 1) Press [2ND] [P/Y]. 2) Set P/Y to 1 for annual payments or 12 for monthly payments by pressing [1] or [1] [2] and pressing [ENTER] (This also sets the C/Y (Compounding Periods) to the same setting...
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Solution 27950: Using the Window Menu Tools to Explore a Graph on the TI-Nspire™ Family Products.

... you to define the center point of the zoom out location. The Zoom Out factor is approximately 2. 5: Zoom - Standard automatically sets x-min, x-max, ymin, and y-max to center the origin. The x and y scale factors are equal. This is the default axes setting when Graphs & Geometry is first added t...
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Solution 31751: TI-Navigator™ and TI-Nspire™ Navigator™ System Frequently Asked Technical Questions.

...the channel information and network name are stored on the access point itself, so it is possible to remotely configure the access points before deployment. Q: What is the network name (aka SSID) of the TI-Nspire Navigator system networks? A: The SSID will always start with ‘TI-NAV- ‘but the latt...
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