Solution 11209: Converting to Annual Percentage Rate (APR) or Annual Effective Rate on the BA-35 Solar.
... BA-35 Solar, please refer to the example below.A bank is offering a certificate that pays a nominal interest rate of 15% with quarterly compounding. What is the annual effective interest rate?• Use [MODE] to set the calculator to the financial mode (FIN appears in the display.)• Enter 15 for the...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11209
Solution 11208: Computing Effective APR with Points and Fees on the BA-35 Solar.
...nts and fees on the BA-35 Solar.Example: Assume there is a $100,000 mortgage with 2 points and $5,000 in fees. At an 8% interest rate for 360 months, what is the effective APR after points and fees? Compute as follows:• Press [AC/ON] to clear the memory registers. • Input 360 and press the [N] ke...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11208
Solution 11200: Calculating for a Mortgage's Annuity Factor Using the BA-35 Solar or the BA Real Estate™.
...7 In conclusion: To find an annuity factor, use the number of years, the annual interest rate, $1.00 for payment, then compute for the Present Value, which will determine the annuity factor. By definition, annuity factor is the Present value of $1 paid for each t or n periods. The annuity factor ...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11200
Solution 11198: Calculating Canadian Mortgages on the BA-35 Solar.
...iod. (The answer is 1.06)• Input 60000 and press the [PV] key.• Input 20 and press the [2nd] key and the [N] key. (This multiplies the 20 years by 12 which equals 240 payments.) Press the [N] key again to store the new value to the N register.• Input 0 and press the [FV] key.• Press the [CPT] key...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11198
Solution 11247: Interest Conversions on the BA II PLUS™ and the BA II PLUS™ PROFESSIONAL.
...low the example below to convert the interest: A bank is offering a certificate that pays a nominal interest rate of 15% with quarterly compounding. What is the annual effective rate? • Press [2ND] [ICONV]. • Press [2ND] [CLR WORK]. • Press [1] [5] [ENTER]. • Press [↓] [↓] [4] [ENTER]. • Press [...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11247
Solution 18309: Changing an Address on a TI Online Account.
... Type in the user name and password that was created or provided in the confirmation email • Click on SUBMIT • Select your site and click on Profile which is visible in the upper right corner • Scroll down to the address area • Click on the Update icon • Type in the new address • Click on APPLY...https://education.ti.com/en/customer-support/knowledge-base/all-other-products/general-information/18309
Solution 11285: Interest Conversions on the BA Real Estate™.
...DS/YR functions are used to perform conversions between nominal and effective rates. The examples below will demonstrate how to use these functions. What would the nominal rate with quarterly compounding have to be to yield an annual effective rate of 16%: • Enter 16 and press [2nd] [EFF]. • E...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11285
Solution 11213: Performing Statistics Calculations Using the BA-35 Solar.
...olar? The following example will demonstrate a statistics calculation using the BA-35 Solar. Example: Values x={2, 3, 6, 8, 4} y={11, 9, 4, 1, 6} a) What is the mean?b) What is the population standard deviation?c) What is the slope of the linear regression equation?d) What is the y-intercept of ...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11213
Solution 11239: Computing One-Variable Statistics on the BA II PLUS™ and the BA II PLUS™ PROFESSIONAL.
... frequency.9) Enter 76 and press [ENTER].10) Press [2nd][STAT].11) Press [2nd][SET] until 1-V is displayed.12) [Down Arrow] to view the sample size which is 10.00.13) [Down Arrow] to view the mean which is 70.814) [Down Arrow] to view the sample standard deviation which is 4.08.Please see the...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11239
Solution 11240: Computing Profit Margin Using the BA II PLUS™ Family Calculator.
...r profit margin using the BA II PLUS family calculator? To compute for profit margin using the BA II PLUS family calculator, follow the example below which uses the calculator's profit margin worksheet: Example: Sally purchased a cell phone that cost (CST) $100.00 and later sold (SEL) it online...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11240
Solution 11196: Calculating Amortization on the BA-35 Solar.
...ow will demonstrate how to calculate an amortization schedule using the BA-35 Solar. The amortization keys include [I/P], [BAL], and [P1/P2].Example: What is the monthly payment of a mortgage for $75,000 at 8.5% interest for 30 years (360 payments)?PV = 75000%i = 8.5N = 30PMT = ?Compute as follow...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11196
Solution 30212: Calculating the Present Value in Annuities on a BA II Plus Professional and BA II Plus.
...elow: Example: The Furros Company purchased equipment providing an annual savings of $20,000 over 10 years. Assuming an annual discount rate of 10%, what is the present value of the savings using an ordinary annuity and an annuity due? 1) Set all variables to defaults by pressing [2nd] [+/-] [EN...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/30212
Solution 23990: Calculating Continuous Compounding Interest Using a BA II PLUS™ Family Calculator.
...e and follow the steps listed below. For example: A customer invests $10,000 in a CD for 2 years with an 8% interest rate that compounds continously. What is the future value of the CD? 1) Press [2nd] [CLR TVM] to clear out any previous TVM entries. 2) Press [2nd] [P/Y], input 1, then press [ENTE...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/23990
Solution 23970: Calculating a Balloon Payment Using the BA II PLUS Family Calculator.
... Press the [=] key and then press the [PV] key to store 67,500. The 67,500 represents the loan amount. • Compute the payment by pressing [CPT] [PMT], which will return -555.31. • Enter the number of payments made in 15 years by inputting 180 and pressing [N]. NOTE: The value of 180 was obtained b...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/23970
Solution 18189: Finding the Future Value of a Lump Sum on the BA Real Estate™.
...lue of a lump sum on the BA Real Estate? Please see the below instructions on finding the future value of a lump sum on the BA Real Estate. Example: When an accountant moved into the real estate business, he took a $70,000 lump-sum distribution from his retirement program. He now wants to roll i...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/18189
Solution 30470: Joining a Webinar Using a Mac®, iPad®, or Smartphone.
... Knowledge Base Search How do I join a webinar using a Mac®, iPad®, or Smartphone? Refer to the information below when attempting to join a webinar using a Mac®, iPad® or smartphone after you have registered. To join a webinar using a Mac®: • Click the link i...https://education.ti.com/en/customer-support/knowledge-base/all-other-products/profdev-ti-activities-lessions-guides/30470
Solution 13580: Using the Cost-Sell-Margin Features of the BA 20 Profit Manager™ Financial Calculator.
...umns to support the Cost-Sell-Margin functionality. Key columns are used according to the calculation to be performed. Use the keys in the CST column when calculating the Cost of a product. The SEL column is used when calculating the Selling Price of a product and the MAR column is for calculatin...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/13580
Solution 12643: Calculating Monthly Payments on the Business Edge.
...te how to calculate monthly payments using the Business Edge. If a company borrows $100,000 for three years at 9% annual interest compounded monthly, what is the amount of the monthly payment? • Press [AC/ON] to clear the calculator.• Set the calculator to two decimal places by pressing the [2nd]...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/12643
Solution 11280: Calculating Qualifying Loan Amount (QLA) for Buyer Qualification the BA Real Estate™.
...fying loan amount)? The loan qualification equations come from the basic Time-Value-of-Money equations:FV = -PV*(1+i)N - PMT*(1+i*BGN)*((1+i)N - 1)/iWhere:FV = Future ValuePV = Present ValuePMT = Payment i = Interest rate in decimal (not percent)N = Number of periods (number of years * PPY)BGN =...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11280
Solution 11277: Calculating Future Value on the BA Real Estate™.
...te, future value is calculated using the Time-Value-of-Money (TVM) model. The example below will demonstrate how to calculate future value. Example: What would the Future Value of a savings account with $5,000 in it earning 5% interest compounded at the end of the year be after 20 years? • Pres...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11277
Solution 11274: Calculating a Balloon Payment on the BA Real Estate.
... Press the [=] key and then press the [LOAN] key to store 67,500. The 67,500 represents the loan amount. • Compute the payment by pressing [CPT][PMT] which will give you -555.31. Round the result by pressing [2nd][ROUND][PMT]. • Enter the number of payments made in 15 years by entering 15 times 1...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11274
Solution 11199: Calculating Compound Interest on the BA-35 Solar.
...) • Press [CPT] and the key for the unknown value For compound interest calculations, the payment (PMT) must be zero. This value is set automatically when [MODE] is pressed to enter the financial mode or when the financial registers are cleared. Example: A savings account has $5,000 in it. How mu...https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/product-usage/11199
Solution 11271: Using the Computer Keyboard with the BA II PLUS™ PROFESSIONAL Emulator Software.
...ator will not work with keyboard commands. It can only be utilized with the computer mouse. This emulator is only available through a special program which TI offers to educators in the U.S. or Canada who recommend the BA II PLUS or BA II PLUS PROFESSIONAL financial calculators to their students....https://education.ti.com/en/customer-support/knowledge-base/financial-calculators/general-information/11271
Solution 11899: Transferring Microsoft® Excel® Spreadsheet Files to a TI Graphing Calculator.
...CellSheet Converter • Click File > Add > From File... • Select Microsoft Excel (*.xls) from the Files of type drop-down menu • Browse to the location where the file is saved to and select it • Click Open NOTE: Ensure that the calculator is securely connected and turned ON. • Click Actions > Send ...https://education.ti.com/en/customer-support/knowledge-base/sofware-apps/product-usage/11899
Solution 11512: Transferring Programs and Calculator Software Applications (Apps) using TI Connect™ Software for a Macintosh® computer.
...tware on the computer. • Open the TI DeviceExplorer, and select the TI calculator being used from the 'Select TI Device' window. • Select the port to which the TI Connectivity Cable is connected, and click Connect.• If any errors occur, follow the instructions on the resulting screen.• If the con...https://education.ti.com/en/customer-support/knowledge-base/sofware-apps/product-usage/11512