Time-Value-of-Money and Amortization Worksheets

Use the Time-Value-of-Money (TVM) variables to solve problems with equal and regular cash flows that are either all inflows or all outflows (for example, annuities, loans, mortgages, leases, and savings).

For cash-flow problems with unequal cash flows, use the Cash Flow worksheet. (See: Cash Flow Worksheet.)

After solving a TVM problem, you can use the Amortization worksheet to generate an amortization schedule.

• To access a TVM variable, press a TVM key (,, -, ., /,or 0).
• To access the prompted Amortization worksheet, press & \.

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